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Taco Dip Layers (2)

The Ultimate Guide to Making Taco Dip with Cream Cheese

This taco dip with cream cheese is the ultimate crowd-pleaser—a rich, creamy, and flavorful appetizer loaded with taco seasoning, fresh toppings, and cheesy goodness! Perfect for game nights, potlucks, or a quick snack, this no-cook recipe takes just minutes to prepare. Serve it with crispy tortilla chips or fresh veggies for the ultimate dipping experience! 🌮🧀

  • Total Time: 10 minutes
  • Yield: 8-10 servings 1x

Ingredients

Scale
  • 8 oz cream cheese (softened)
  • 1 cup sour cream
  • 1 packet taco seasoning (about 2 tbsp)
  • 1 can (15 oz) refried beans (optional)
  • 1 cup shredded cheddar cheese
  • 2 Roma tomatoes, diced
  • ½ cup black olives, sliced
  • ¼ cup green onions, chopped
  • 1 cup shredded lettuce
  • 1 small jalapeño, diced (optional, for heat)
  • ½ cup guacamole (optional)
  • ½ cup salsa (optional)
  • Tortilla chips (for serving)

Instructions

Step 1: Prepare the Creamy Base

  1. In a mixing bowl, blend the softened cream cheese, sour cream, and taco seasoning until smooth. Use a hand mixer for an extra fluffy texture.

Step 2: Assemble the Layers

  1. In a large serving dish, spread the refried beans as the bottom layer (optional).
  2. Evenly spread the cream cheese mixture over the beans.

Step 3: Add the Toppings

  1. Sprinkle a generous layer of shredded cheddar cheese over the dip.
  2. Top with diced tomatoes, black olives, green onions, and shredded lettuce.
  3. Add jalapeños, guacamole, and salsa if desired for extra flavor.

Step 4: Serve & Enjoy!

  1. Serve immediately with tortilla chips, or cover and refrigerate for up to 24 hours before serving.

Pro Tip: For the best flavor, chill the dip for at least 30 minutes before serving to let the flavors meld!

Notes

  • Make it ahead – This dip can be prepared up to a day in advance. Just add fresh toppings before serving.
  • Spice it up – Add cayenne pepper, hot sauce, or extra jalapeños for a fiery version.
  • Dairy-free version – Use dairy-free cream cheese and vegan cheese substitutes.
  • Healthier option – Replace sour cream with Greek yogurt and use low-fat cheese.
  • Author: Helda Chef
  • Prep Time: 10 minutes
  • Cook Time: 0 minutes (No cooking required!)
  • Category: Appetizer, Snack
  • Method: No-Cook
  • Cuisine: Mexican, Tex-Mex
  • Diet: Gluten Free

Nutrition

  • Serving Size: ¼ cup
  • Calories: 150 kcal
  • Sugar: 2g
  • Sodium: 350mg
  • Fat: 12g
  • Saturated Fat: 6g
  • Unsaturated Fat: 4g
  • Trans Fat: 0g
  • Carbohydrates: 7g
  • Fiber: 2g
  • Protein: 4g
  • Cholesterol: 25mg